Our Story

Built by investors,
for everyone else.

Lumira was born from a simple observation — the tools that institutional traders use to build wealth have always been locked behind complexity, capital requirements, and connections that most people simply don't have. We decided to change that.

2026
Founded · Las Vegas, NV
17+
AI Systems Built
2,400+
Lines of Logic
24/7
Always Running
Why We Built This

The problem with traditional investing.

Most people are told to put their money in a savings account, a 401k, or a Roth IRA and wait. Wait for years. Wait for decades. Meanwhile their savings account pays $4 for every $10,000 deposited per year — less than inflation.

The wealthiest investors have algorithmic systems working around the clock analyzing thousands of data points every second to find and execute profitable opportunities. Those systems were never built for regular people. Until Lumira.

01
Savings Accounts

0.04–0.5% annually. After inflation, you're losing purchasing power every year your money sits doing nothing.

02
Stock Market Investing

Index funds average 7–10% annually but require decades of patience through crashes and recessions. Most people sell at the worst time.

03
Roth IRA & Retirement

Solid long-term vehicles but your money is locked for decades with penalties for early withdrawal. Not helpful if you want to build wealth now.

04
Manual Crypto Trading

Enormous potential but requires round-the-clock attention, deep technical knowledge, and emotional discipline most people simply don't have time for.

Our Answer

We built the third option.

Lumira is what happens when institutional-grade algorithmic trading meets everyday accessibility. No expertise required. No monitoring needed. No capital locked away for decades.

01
Institutional intelligence

Nexus AI runs 17 parallel analytical systems — the same multi-signal approach used by professional trading desks, now available for a flat monthly fee with zero expertise required.

02
Your money, your account

Unlike hedge funds or investment platforms that take custody of your capital, Lumira trades on your personal Kraken account. Your money never moves anywhere you don't control.

03
Zero effort required

Connect your Kraken account, toggle your bot on, and let Nexus AI do the rest. No charts, no decisions, no expertise needed. Set it and move on with your life.

The Founders

The people behind the intelligence.

Lumira was built by two people who were tired of watching wealth-building tools remain out of reach for everyday investors. Both founders run Lumira on their own personal Kraken accounts every single day — skin in the game.

Ivin Huggan
Ivin Huggan
Co-Founder & Lead Developer

Ivin is the architect behind Nexus AI — the 2,400+ line self-learning Python trading engine that powers Lumira. With a deep background in algorithmic trading and software engineering, he built Nexus AI from the ground up, designing all 17 analytical systems that run in parallel. His personal trading bot has been live on his own Kraken account from day one — proving the system works before asking anyone else to trust it. His philosophy: don't ship what you wouldn't personally bet on.

Noelle Milicic
Noelle Milicic
Co-Founder & CEO

Noelle leads Lumira's vision, product strategy, and customer experience. Frustrated by the gap between investment tools available to the wealthy and those available to everyday people, she co-founded Lumira to democratize access to intelligent automated trading. She oversees the platform's brand, growth, and the customer relationships that sit at the heart of everything Lumira does. Her own account is live on the platform — she invests alongside Lumira's users, not above them.

What We Believe

Our values.

Four principles that guide every decision we make — from how we build the technology to how we treat our customers.

01
Radical transparency

Every trade your bot makes is visible in your dashboard. Every risk is disclosed upfront. We never hide behind vague performance claims. You deserve to see exactly what your money is doing.

02
Your custody always

We will never take custody of your funds. This isn't just a feature — it's a core principle. Your money belongs to you, stays in your account, and is always under your control.

03
Skin in the game

Both founders run Lumira on their own personal Kraken accounts every single day. We don't ask you to trust something we wouldn't trust ourselves. Our own capital is on the line.

04
Built to last

We're building long-term infrastructure for wealth creation — a platform that gets smarter over time, expands into new markets, and grows alongside its users for years to come.

Where We're Headed
"We're building the investment platform that we always wished existed — one that works for you whether you have $500 or $500,000."
— Noelle Milicic, Co-Founder & CEO

Lumira is just getting started. Crypto is our first market but our vision extends far beyond it. As regulation evolves and new markets open, Nexus AI is being built to trade stocks, forex, and futures with the same intelligence it brings to crypto today.

Kraken's xStocks program — expected around 2027 — will allow Nexus AI to trade AAPL, NVDA, TSLA and more. One platform. Every market. Always working for you.

Nexus AI Engine v10
17-system trading engine live and actively trading both founder accounts.
Live · 2026
Dashboard · app.lumirainvest.co
Full luxury dashboard over HTTPS with real-time Kraken portfolio tracking.
Live · 2026
Telegram Bot · @LumiraAlertsBot
Real-time trade alerts and built-in Claude AI assistant fully operational.
Live · 2026
Public Platform Launch
All 3 subscription plans open to users with Stripe payment processing.
Live · March 2026
Expanded Forex Pairs
Growth and Pro users gain access to additional forex trading pairs.
Coming soon
Futures Trading
Nexus AI expanding into crypto futures — higher leverage, same intelligence.
Coming soon
Stock Trading · Kraken xStocks
AAPL, NVDA, TSLA and more. Full market access via Kraken xStocks.
~2027
Ready to start

Invest alongside us.

Both founders run Lumira on their own accounts every day. Join us.

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